Updated on September 4, 2024
Unlimited Malta residence for living and travelling in the EU
The Malta Permanent Residence Programme (MPRP), also known as the Malta Golden Visa program, allows wealthy individuals to become permanent residents in Malta in exchange for investment. This status is granted for life and does not need to be extended.
The Malta permanent residency can be obtained in at least 6 months by investing over €150,000 in the country’s economy.
With Malta residence, investors can benefit from visa-free travel to the Schengen Area and the opportunity to run a business in a European country. Investors can also create a safe haven and live in Malta for as long as they wish.
€150,000
Minimum investment
6+ months
Processing time
Unlimited
Validity period
1
The primary benefit of the Maltese permanent residence is the opportunity to obtain long-term status in the country for yourself and your family.
The primary benefit of the Maltese permanent residence is the opportunity to obtain long-term status in the country for yourself and your family.
2
Malta residence grants visa-free to the Schengen Area, allowing you to move freely within most European countries.
Malta residence grants visa-free to the Schengen Area, allowing you to move freely within most European countries.
3
While the Malta Permanent Residence Programme doesn’t offer participants a special taxation regime, Malta’s tax system might benefit individuals and businesses compared to the investor’s country of origin. For instance, investors can take advantage of features like no wealth tax, no inheritance tax, and a relatively low personal income tax rate for residents.
While the Malta Permanent Residence Programme doesn’t offer participants a special taxation regime, Malta’s tax system might benefit individuals and businesses compared to the investor’s country of origin. For instance, investors can take advantage of features like no wealth tax, no inheritance tax, and a relatively low personal income tax rate for residents.
4
Malta is known for its pleasant Mediterranean climate, beautiful landscapes, and high standard of living. It offers excellent healthcare, education, and a safe environment for families.
Malta is known for its pleasant Mediterranean climate, beautiful landscapes, and high standard of living. It offers excellent healthcare, education, and a safe environment for families.
5
The Malta permanent residence programme requires a significant investment in real estate, which could yield a return on investment over time.
The Malta permanent residence programme requires a significant investment in real estate, which could yield a return on investment over time.
6
As a member of the European Union (EU), the Maltese PR program might be seen as a pathway to EU citizenship. However, specific requirements for naturalisation would still apply.
As a member of the European Union (EU), the Maltese PR program might be seen as a pathway to EU citizenship. However, specific requirements for naturalisation would still apply.
7
Malta has a range of international schools and universities, making it an attractive option for families looking for high-quality education. Malta PR holders pay fees at the same rate as locals.
Malta has a range of international schools and universities, making it an attractive option for families looking for high-quality education. Malta PR holders pay fees at the same rate as locals.
8
English is one of Malta’s official languages, making it an accessible destination for English-speaking individuals and families.
English is one of Malta’s official languages, making it an accessible destination for English-speaking individuals and families.
9
Malta has a rich and diverse cultural heritage due to its history and geographic location, offering a unique blend of Mediterranean and European influences.
Malta has a rich and diverse cultural heritage due to its history and geographic location, offering a unique blend of Mediterranean and European influences.
Over 18 years old
No criminal record
Not under sanctions
No visa denials
Confirming the legality of the income
Available assets of at least €500,000
Having medical insurance
In an officially registered marriage or an unregistered partnership with the investor
If under 18: No specific conditions
If over 18: Must be unmarried and principally dependent on the investor or the spouse
No age limit
Principally dependent on the investor or the spouse
An applicant must fulfil four investment requirements under the Malta Permanent Residence Programme.
1. Real estate investment
Investors can choose to invest in real estate in one of two ways:
renting a property — the minimum annual rent is €10,000 in the South of Malta or Gozo, and €12,000 in the rest of Malta;
purchasing a property — the minimum property value is €300,000 in the South of Malta or Gozo, and €350,000 in the rest of Malta.
The chosen property must be held for at least five years.
2. Contribution fee
If the applicant chooses to purchase real estate, the contribution fee is €28,000, otherwise, it is €58,000. An additional €7,500 is required for each adult dependent, except for the spouse.
3. Administrative fee
Applicants must also pay a non-refundable administrative fee of €40,000.
4. Donation
A mandatory donation of €2,000 must be made to a local philanthropic, cultural, scientific, artistic, sport, or animal welfare NGO registered with the Commissioner of Voluntary Organisations.
Explore the benefits and drawbacks of the Malta investment program versus other Golden Visas
The process of obtaining a Malta Golden Visa takes at least 6 months and requires at least one visit to Malta.
01.
All the documents must be translated and notarized.
Upon finalising the documents, the licensed agent of the MPRP applies to the Residency Malta Agency on behalf of the investor.
At this stage, the investor must initially pay €10,000 towards the administrative fee.
02.
The Residency Malta Agency processes the application and conducts a thorough Due Diligence check. If any queries arise regarding the applicants' personal or financial details, the agency communicates them to the agent.
Upon completing Due Diligence, a letter of approval is issued and delivered to the agent.
03.
The investor is expected to pay the remaining €30,000 of the administrative fee within two months. Other conditions must be satisfied within eight months, including a government contribution, charitable donation, and property rental or purchase.
04.
All applicants are required to visit Malta for fingerprinting by the Residency Malta Agency. This step usually follows approval in principle but can be completed before meeting the investment conditions.
05.
The Residency Malta Agency scrutinises the additional documents submitted after meeting the investment conditions. Then, the Maltese authorities issue a Certificate of Residence, and the PR cards are sent to investors.
Malta permanent residence cards issued to adults are valid for five years. Cards issued to minor children expire a month after they turn 14 or 18 and must be renewed.
Investment amount — €250,000+
Visa-free entry to the Schengen countries
Prospect of citizenship in 5 years after obtaining and maintaining the residence permit
Safe haven in a European country by the ocean
Investment amount — €250,000+
Visa-free travel to the Schengen countries
Creating of a safe haven or moving to Italy
Special tax regime
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Visa-free entry to the Schengen Area
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