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Last reviewed on July 6, 2024

Permanent Residence in Malta

Unlimited Malta residence for living and travelling in the EU

Permanent Residence in Malta

The Malta Permanent Residence Programme (MPRP), also known as the Malta Golden Visa program, allows wealthy individuals to become permanent residents in Malta in exchange for investment. This status is granted for life and does not need to be extended.

The Malta permanent residency can be obtained in at least 6 months by investing over €150,000 in the country’s economy.

With Malta residence, investors can benefit from visa-free travel to the Schengen Area and the opportunity to run a business in a European country. Investors can also create a safe haven and live in Malta for as long as they wish.

€150,000

Minimum investment

6+ months

Processing time

Unlimited

Validity period

9 Key Benefits of Permanent Residence in Malta

  • 1

    Residency in Malta

    The primary benefit of the Maltese permanent residence is the opportunity to obtain long-term status in the country for yourself and your family.

  • 2

    Visa-free travel

    Malta residence grants visa-free to the Schengen Area, allowing you to move freely within most European countries.

  • 3

    Favourable taxation system

    While the Malta Permanent Residence Programme doesn’t offer participants a special taxation regime, Malta’s tax system might benefit individuals and businesses compared to the investor’s country of origin. For instance, investors can take advantage of features like no wealth tax, no inheritance tax, and a relatively low personal income tax rate for residents.

  • 4

    High quality of life

    Malta is known for its pleasant Mediterranean climate, beautiful landscapes, and high standard of living. It offers excellent healthcare, education, and a safe environment for families.

  • 5

    Investment opportunities

    The Malta permanent residence programme requires a significant investment in real estate, which could yield a return on investment over time.

  • 6

    European Union membership

    As a member of the European Union (EU), the Maltese PR program might be seen as a pathway to EU citizenship. However, specific requirements for naturalisation would still apply.

  • 7

    Education

    Malta has a range of international schools and universities, making it an attractive option for families looking for high-quality education. Malta PR holders pay fees at the same rate as locals.

  • 8

    English language

    English is one of Malta’s official languages, making it an accessible destination for English-speaking individuals and families.

  • 9

    Diverse culture

    Malta has a rich and diverse cultural heritage due to its history and geographic location, offering a unique blend of Mediterranean and European influences.

Who Can Get Permanent Residence in Malta

Investor

Over 18 years old

No criminal record

Not under sanctions

No visa denials

Confirming the legality of the income

Available assets of at least €500,000

Having medical insurance

Spouse

In an officially registered marriage or an unregistered partnership with the investor

Children of any age

If under 18: No specific conditions

If over 18: Must be unmarried and principally dependent on the investor or the spouse

Parents and grandparents

No age limit

Principally dependent on the investor or the spouse

Investment Requirements for Permanent Residence in Malta

An applicant must fulfil four investment requirements under the Malta Permanent Residence Programme.

1. Real estate investment

Investors can choose to invest in real estate in one of two ways:

  • renting a property — the minimum annual rent is €10,000 in the South of Malta or Gozo, and €12,000 in the rest of Malta;

  • purchasing a property — the minimum property value is €300,000 in the South of Malta or Gozo, and €350,000 in the rest of Malta.

The chosen property must be held for at least five years.

2. Contribution fee

If the applicant chooses to purchase real estate, the contribution fee is €28,000, otherwise, it is €58,000. An additional €7,500 is required for each adult dependent, except for the spouse​.

3. Administrative fee

Applicants must also pay a non-refundable administrative fee of €40,000.

4. Donation

A mandatory donation of €2,000 must be made to a local philanthropic, cultural, scientific, artistic, sport, or animal welfare NGO registered with the Commissioner of Voluntary Organisations.

complete guideComparing Malta Golden Visa to 8 Others

Explore the benefits and drawbacks of the Malta investment program versus other Golden Visas

Step-by-step Process: How to Obtain a Malta Golden Visa

The process of obtaining a Malta Golden Visa takes at least 6 months and requires at least one visit to Malta.

01.

Documents preparation

3—4 weeks
Documents preparation

All the documents must be translated and notarized.

Upon finalising the documents, the licensed agent of the MPRP applies to the Residency Malta Agency on behalf of the investor.

At this stage, the investor must initially pay €10,000 towards the administrative fee.

02.

Due Diligence

4—6 months
Due Diligence

The Residency Malta Agency processes the application and conducts a thorough Due Diligence check. If any queries arise regarding the applicants' personal or financial details, the agency communicates them to the agent.

Upon completing Due Diligence, a letter of approval is issued and delivered to the agent.

03.

Fulfilling investment requirements

Up to 8 months
Fulfilling investment requirements

The investor is expected to pay the remaining €30,000 of the administrative fee within two months. Other conditions must be satisfied within eight months, including a government contribution, charitable donation, and property rental or purchase.

04.

Trip to Malta for fingerprinting

1—2 days
Trip to Malta for fingerprinting

All applicants are required to visit Malta for fingerprinting by the Residency Malta Agency. This step usually follows approval in principle but can be completed before meeting the investment conditions.

05.

Receiving Malta PR cards

1 month
Receiving Malta PR cards

The Residency Malta Agency scrutinises the additional documents submitted after meeting the investment conditions. Then, the Maltese authorities issue a Certificate of Residence, and the PR cards are sent to investors.

Malta permanent residence cards issued to adults are valid for five years. Cards issued to minor children expire a month after they turn 14 or 18 and must be renewed.

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