Updated on April 7, 2025
Lifetime Malta residence for living and travelling in the EU
The Malta Permanent Residence Programme, also known as MPRP or the Malta Golden Visa program, allows wealthy individuals to become permanent residents in Malta in exchange for investment. The status is granted for life and does not need to be extended.
Malta permanent residency can be obtained in at least 6 months by investing over €182,000 in the country’s economy. Applicants must also prove having available assets of at least €500,000.
With Malta residence, investors benefit from visa-free travel across the Schengen Area and the opportunity to run a business in a European country. Investors can also create a safe haven and live in Malta for as long as they wish.
€182,000
Minimum investment
6+ months
Processing time
Unlimited
Validity period
1
MPRP applicants obtain long-term permanent status in Malta for them and their family. With it, foreigners can move to the country anytime and stay there for as long as they need. At the same time, there is no requirement to live in Malta permanently to maintain residency.
MPRP applicants obtain long-term permanent status in Malta for them and their family. With it, foreigners can move to the country anytime and stay there for as long as they need. At the same time, there is no requirement to live in Malta permanently to maintain residency.
2
Malta residency grants visa-free access to the Schengen Area, allowing one to move freely within most European countries. Maltese residents can travel, attend business meetings, or receive medical treatment in Schengen states. The allowed visa-free stay is 90 days within 180 days.
Malta residency grants visa-free access to the Schengen Area, allowing one to move freely within most European countries. Maltese residents can travel, attend business meetings, or receive medical treatment in Schengen states. The allowed visa-free stay is 90 days within 180 days.
3
The Malta Permanent Residence Programme does not offer a special tax regime. However, Malta’s tax system may be more favourable than the investor’s country of origin. There are no taxes on wealth, inheritance, or property. Personal income tax rates in Malta go up to 35%, compared to 55% in some other EU countries.
The Malta Permanent Residence Programme does not offer a special tax regime. However, Malta’s tax system may be more favourable than the investor’s country of origin. There are no taxes on wealth, inheritance, or property. Personal income tax rates in Malta go up to 35%, compared to 55% in some other EU countries.
4
Malta has low crime rates, a stable political environment, and a high standard of living. As an EU member, the country offers strong legal protection. It also boasts a Mediterranean climate, scenic landscapes, and historic architecture.
Malta has low crime rates, a stable political environment, and a high standard of living. As an EU member, the country offers strong legal protection. It also boasts a Mediterranean climate, scenic landscapes, and historic architecture.
5
Permanent residents can work in Malta or open a company there. Establishing a business in Malta provides access to the EU market of around 450 million people.
Permanent residents can work in Malta or open a company there. Establishing a business in Malta provides access to the EU market of around 450 million people.
6
Permanent residents contributing to Malta’s social security system seek treatment in public clinics, including doctor visits, hospital care, and specialist treatments. They can also access healthcare in other European countries under the same conditions as locals with a European Health Insurance Card.
Permanent residents contributing to Malta’s social security system seek treatment in public clinics, including doctor visits, hospital care, and specialist treatments. They can also access healthcare in other European countries under the same conditions as locals with a European Health Insurance Card.
7
Malta has international schools and universities, making it an attractive option for families. Most courses are taught in English, eliminating language barriers. Malta PR holders pay the same tuition fees as locals.
Malta has international schools and universities, making it an attractive option for families. Most courses are taught in English, eliminating language barriers. Malta PR holders pay the same tuition fees as locals.
8
English is one of Malta’s official languages, making it an accessible destination for English-speaking individuals and families. 96% of the Maltese population speaks English.
English is one of Malta’s official languages, making it an accessible destination for English-speaking individuals and families. 96% of the Maltese population speaks English.
9
Malta has a rich and diverse cultural heritage due to its history and geographic location, offering a unique blend of Mediterranean and European influences.
Malta has a rich and diverse cultural heritage due to its history and geographic location, offering a unique blend of Mediterranean and European influences.
Over 18 years old
No criminal record
Not under sanctions
No visa denials
Confirming the legality of the income
With assets of €500,000+
With health insurance
In an officially registered marriage
Partners in an unregistered partnership also qualify
If under 18: no specific conditions
If over 18: must be unmarried and principally dependent on the investor or the spouse
No age limit
Principally dependent on the investor or the spouse
An applicant must fulfil four mandatory investment requirements and prove having available assets under the Malta Permanent Residence Programme.
1. Real estate investment
Investors can choose to invest in real estate in one of two ways:
renting a property—the minimum annual rent is €14,000;
purchasing a property—the minimum property value is €375,000, an additional €26,250 or more is paid on fees.
The chosen property must be held for at least five years.
2. Contribution fee
If the applicant chooses to purchase real estate, the contribution fee is €30,000, otherwise, it is €60,000. An additional €5,000 is required for each dependent in the application.
3. Administrative fee
Applicants must also pay a non-refundable administrative fee of €50,000. Inclusion of family members requires additional €5,000 per dependent.
4. Donation
A mandatory donation of €2,000 must be made to a local philanthropic, cultural, scientific, artistic, sport, or animal welfare NGO registered with the Commissioner of Voluntary Organisations.
5. Available assets
Applicants must have available assets of at least €500,000, in which €150,000 must be in liquid assets. Alternatively, one can have assets of at least €650,000, in which at least €75,000 are liquid assets.
Explore the benefits and drawbacks of the Malta investment program versus other Golden Visas
The process of obtaining Malta PR by investment takes at least 6 months and requires at least one visit to Malta.
01.
All the documents must be translated and notarized.
Upon finalising the documents, the licensed agent of the MPRP applies to the Residency Malta Agency on behalf of the investor.
At this stage, the investor must initially pay €15,000 towards the administrative fee.
02.
The Residency Malta Agency processes the application and conducts a thorough Due Diligence check. If any queries arise regarding the applicants' personal or financial details, the agency communicates them to the agent.
Upon completing Due Diligence, a letter of approval is issued and delivered to the agent.
03.
The investor is expected to pay the remaining €35,000 of the administrative fee within two months. Other conditions must be satisfied within eight months, including a government contribution, charitable donation, and property rental or purchase.
04.
All applicants are required to visit Malta for fingerprinting by the Residency Malta Agency. This step usually follows approval in principle but can be completed before meeting the investment conditions.
05.
The Residency Malta Agency scrutinises the additional documents submitted after meeting the investment conditions. Then, the Maltese authorities issue a Certificate of Residence, and the PR cards are sent to investors.
Malta permanent residence cards issued to adults are valid for five years. Cards issued to minor children expire a month after they turn 14 or 18 and must be renewed.
Since its establishment in 2023, MyGoldenVisa has helped 200+ foreigners obtain residency by investment. We guide investors through the entire application process—from an initial consultation to the issuance of residence permits—and continue to support them afterward with additional services.
Investors choose us for the following reasons:
Expertise. Our lawyers have deep expertise in immigration laws and all Golden Visa requirements. They have years of experience in investment immigration.
Risk management. We conduct preliminary checks to identify potential issues and find solutions. This reduces the risk of application denial.
Reliable information. We use trusted sources, track regulatory changes, and provide investors with up-to-date information.
By choosing MyGoldenVisa, investors gain a dedicated partner committed to a smooth residence-by-investment process.