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Malta Golden Visa Benefits

Kenley Henderson

Foreigners can obtain the Malta Golden Visa by investment starting at €182,000 for a single applicant and €212,000 for a family of four. This permanent residency program paves the way for a stable and prosperous future in the heart of the Mediterranean through visa-free travel, world-class healthcare, and exceptional education opportunities.

Discover why the Malta Golden Visa is one of the most sought-after investment opportunities for global mobility and a better quality of life.

Malta Golden Visa Benefits

Malta Golden Visa Benefits

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Overview of 10 Key Benefits of the Malta Golden Visa

The Malta Golden Visa program, officially known as Malta Permanent Residence Programme, stands out as one of the most attractive residency by investment options in Europe. Designed for investors and their families, it provides a pathway to EU residency while offering a range of unparalleled benefits.

From visa-free travel to access to world-class healthcare and education, the program combines the living in a Mediterranean paradise with the stability and opportunities of an EU country. Whether you’re looking for security, lifestyle upgrades, or strategic global mobility, this program delivers on all fronts.

Here are the 10 key benefits of the Malta Golden Visa program:

  1. Access to Schengen Area сountries.

  2. Permanent residency status in an EU country.

  3. Right to reside and travel freely within Malta.

  4. High-quality healthcare system and facilities.

  5. Access to world-class education and schools.

  6. Stable political and economic environment.

  7. Residency for family members.

  8. Pathway to Maltese citizenship by naturalisation.

  9. Application process with clear requirements.

  10. Investment in safe options.

A recent report by the Daphne Caruana Galizia Foundation reveals that nearly 90% of Malta’s golden visa recipients are Chinese nationals, highlighting growing demand for global mobility and access to stable, high-quality country. Malta has reputable educational institutions and English as a teaching medium, which is appealing for Chinese families seeking quality education for their children.

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Benefit 1

Access to Schengen Area Countries

One of the most appealing benefits of the Malta Golden Visa is the ability to travel freely within the Schengen Area. It consists of 29 European countries that have abolished border controls, allowing seamless movement for residents and citizens. This privilege significantly enhances mobility for both business and leisure, making it easier to explore new opportunities, attend meetings, or enjoy vacations without the hassle of applying for individual visas.

As a Malta Golden Visa holder, you can:

  • travel visa-free to all Schengen countries;

  • spend up to 90 days within a 180-day period in Schengen Area;

  • experience simplified travel procedures within Europe.

The number of Schengen countries is growing. In 2025, Bulgaria and Romania officially and fully joined the Schengen Area, further enhancing travel options within Europe. Countries like Cyprus and Ireland are considered potential future additions, with Cyprus already meeting most technical requirements and actively working towards membership.

Here is a list of the 29 countries currently in the Schengen Area:

  1. Austria.

  2. Belgium.

  3. Czech Republic.

  4. Denmark.

  5. Estonia.

  6. Finland.

  7. France.

  8. Germany.

  9. Greece.

  10. Hungary.

  11. Iceland.

  12. Italy.

  13. Latvia.

  14. Liechtenstein.

  15. Lithuania.

  16. Luxembourg.

  17. Malta.

  18. Netherlands.

  19. Norway.

  20. Poland.

  21. Portugal.

  22. Slovakia.

  23. Slovenia.

  24. Spain.

  25. Sweden.

  26. Switzerland.

  27. Bulgaria.

  28. Romania.

  29. Croatia.

Benefit 2

Permanent Residency Status in EU Country

The Malta Golden Visa grants holders permanent residency in Malta, an EU member state. This status provides a secure, long-term solution for those seeking stability, mobility, and access to the benefits of living in the European Union.

As a permanent resident of Malta, you enjoy:

  1. Long-term security. Your residency status does not expire as long as the conditions of the program are maintained.

  2. Freedom within Malta. The right to live, work, and study in Malta without any restrictions.

  3. Access to EU benefits. Residency in an EU country opens opportunities for high-quality healthcare, education, and a better quality of life.

Permanent residency status is granted for life, but residence cards must be regularly renewed. The cards issued to adult applicants are valid for a period of five years. For minor applicants, the cards must be renewed within one month of reaching the ages of 14 or 18.

To renew the card, applicants simply need to provide proof of sufficient income, valid health insurance, and ownership or rental of residential property in Malta.

Benefit 3

Right to Reside and Travel Freely within Malta

One of the key advantages of the Malta Golden Visa is the unrestricted right to reside in Malta. The country’s size and efficient transport options make it easy to travel for work, leisure, or education.

As a holder of this residency status, you can live in Malta year-round without any limitations on the duration of your stay and choose to live in any part of the island, from bustling cities like Valletta to quieter coastal towns.

Malta is located in the Mediterranean, making it an ideal base for traveling to nearby European, North African, and Middle Eastern countries.

By granting the right to reside and travel freely within Malta, the Golden Visa ensures you can seamlessly integrate into one of Europe’s most welcoming and well-connected nations.

Malta Golden Visa pros

Malta’s archipelago includes Malta, Gozo, and Comino. Malta is the economic center, while Gozo offers a peaceful retreat, providing a balance of city life and tranquility

Benefit 4

High-Quality Healthcare System and Facilities

​​Malta’s healthcare system is highly regarded, ranking among the top in Europe. In 2023, Malta achieved a health index score of 73, placing it 14th among European countries.

Here are some notable private medical facilities in Malta:

  1. Saint James Hospital Group in Sliema offers a broad range of medical, surgical, and allied health specialties, including routine health check-ups, X-rays, CT scans, and MRIs, gynecology, and prenatal care.

  2. DaVinci Health in Birkirkara is a comprehensive medical center offering services such as cosmetic surgery, dental care, psychiatry, and sports medicine, known for its state-of-the-art technology and patient-centered approach.

  3. St Thomas Hospital in Qormi is a well-equipped private hospital providing round-the-clock emergency care for critical and urgent conditions, comfortable rooms for overnight stays with dedicated nursing care.

For families considering relocation, healthcare infrastructure offers peace of mind, knowing that comprehensive medical services are readily available. Whether seeking routine check-ups or specialised treatments, residents can trust in the quality and efficiency of the healthcare system.

Healthcare costs in Malta are generally lower than in many other European countries, especially when compared to nations like the UK or Germany. Private consultations and treatments are affordable, with many expats choosing private healthcare due to shorter waiting times. For example, the cost of a private doctor consultation in Malta is often half of what it would be in the UK.

While public healthcare services are accessible to residents, many expatriates opt for private health insurance to ensure quicker access to specialists and reduced waiting times. Private health insurance plans in Malta can start from as little as €25 per month, depending on factors such as age, gender, and coverage level.

Benefit 5

Access to World-Class Education and Schools

Malta offers an exceptional education system that combines high-quality academics with a rich cultural foundation. Holding a Malta Golden Visa allows your children, who have permanent residence permits, to access top-tier schools and universities. This ensures they receive an education that meets international standards.

Key highlights of Malta’s education system include bilingual instruction and diverse education options. It ranges from public schools to private and international schools catering to various curricula, including British, American, and International Baccalaureate.

Compared to many other EU countries, Malta provides high-quality education at competitive costs. The average annual tuition fee for international schools in Malta is approximately €8,000, more affordable compared to Germany, where fees average around €13,000.

Notable schools in Malta:

  1. Verdala International School. Offers an IB curriculum and fosters a multicultural learning environment.

  2. Chiswick House School & St. Martin’s College. Provides a British-style education focused on academic excellence and holistic development.

  3. San Andrea School. Combines strong academics with extracurricular activities for well-rounded student growth.

For higher education, Malta is home to the University of Malta, one of the oldest universities in Europe. It offers a wide array of programs and attracts international students from around the world, ensuring a diverse and dynamic learning experience.

The University of Malta ranks in the top 800 worldwide, according to the QS World University Rankings 2025. As Malta’s premier public university, it offers a wide array of undergraduate and postgraduate programs across various disciplines. The institution is committed to providing high-quality education and fostering research initiatives, contributing significantly to both local and international academic communities.

Malta Golden Visa advantages

Malta is also a hub for English language learning, with language schools welcoming students from across the globe

Benefit 6

Stable Political and Economic Environment

As an EU member state, Malta benefits from strong governance, legal frameworks, and adherence to European standards, ensuring political and social stability.

Political stability. Malta has a well-established democratic system with regular elections and peaceful transitions of power. Its political structure ensures transparency and a business-friendly environment.

Economic growth. The Maltese economy has consistently performed well, driven by sectors such as finance, gaming, tourism, and technology. Malta’s GDP growth ranks among the highest in the EU, reflecting its resilience and adaptability.

According to World Bank data, Malta’s Gross Domestic Product, GDP, in 2023 amounted to $20.96 billion, representing approximately 0.02% of the global economy. In the global ranking by GDP size, Malta holds the 136th position. At the same time, the country ranks 18th worldwide in GDP per capita.

Malta’s economy is projected to maintain robust growth, with a 5.0% GDP increase in 2024, followed by 4.3% growth in both 2025 and 2026. This positive outlook is driven by strong private and public consumption, bolstered by rising tourist arrivals and steady immigration.

Notably, tourism surpassed pre-pandemic levels in 2023, with a 21.1% increase in visitors between January and August 2024 compared to the same period in 2023.

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Benefit 7

Residency for Family Members

The Malta Golden Visa allows investors to extend residency rights to their immediate family members, ensuring that the benefits of living in Malta are shared across generations.

Eligible family members include:

  • legally married spouses or partners in a long-term relationship, including same-sex couples;

  • biological or adopted children under 18 of the main applicant or their spouse;

  • unmarried children aged 18 to 29 financially dependent on the main applicant or their spouse;

  • parents and grandparents of the main applicant or their spouse, provided they are principally dependent on the main applicant.

Stepparents of the main applicant or spouse are also accepted as applicants for the Malta Golden Visa. All adult dependents must demonstrate financial dependence on the main applicant.

By accommodating a broad range of family members, the Malta Golden Visa program facilitates a unified relocation experience, allowing families to build their futures together in a stable and prosperous environment.

Benefit 8

Pathway to Maltese Citizenship by Naturalisation

The Malta Golden Visa provides a potential pathway to Maltese citizenship by naturalisation. While the residency program itself does not grant citizenship automatically, it establishes the foundation for eligible applicants to apply for citizenship after meeting specific requirements.

Key steps to citizenship by naturalisation:

  1. Residency requirement. Applicants must reside in Malta for a minimum of 5 years, demonstrating genuine ties to the country. This includes maintaining a physical presence and active participation in Maltese life.

  2. Legal commitment. Residency must be maintained under the conditions of the Golden Visa, such as property ownership or rental, and compliance with investment requirements.

  3. Cultural integration. Applicants may be required to show integration into Maltese society, such as basic proficiency in Maltese or English and an understanding of local traditions and laws.

  4. Application submission. Citizenship applications are submitted to the relevant Maltese authorities, including evidence of residency and compliance with legal requirements.

As a Maltese citizen, you gain the right to live, work, and study in any EU member state. Maltese passport is one of the strongest passports globally, offering visa-free or visa-on-arrival access to over 160 countries.

Сomplete list of visa-free countries for Malta citizens

Europe

Country

Entry conditions

Duration of stay

1

Albania

Visa-free

Albania is a country located in the south of Europe. Malta citizens can stay there for 90 days.

2

Andorra

Visa-free

Andorra is a small country situated between Spain and France. With a Malta passport, you can enter visa-free and stay there for an unlimited time.

3

Austria

Visa-free

Maltese citizens have freedom of movement in Austria with a valid ID card.

4

Belarus

Visa-free

Belarus is an East European country that allows Malta citizens 30 days of visa-free entry.

5

Belgium

Visa-free

Maltese citizens can stay in Belgium for an unlimited time.

6

Bosnia and Herzegovina

Visa-free

An East European country that allows 90 days of visa-free entry.

7

Bulgaria

Visa-free

Bulgaria allows unlimited visa-free entry.

8

Croatia

Visa-free

Malta citizens can stay in Croatia for an unlimited period of time.

9

Cyprus

Visa-free

Cyprus is an island state that allows Malta passport holders freedom of movement for any period.

10

Czech Republic

Visa-free

The Czech Republic allows Malta citizens an unlimited period of stay.

11

Denmark

Visa-free

Denmark is a country located in the north of Europe. Maltese citizens may stay there for an unlimited period.

12

Estonia

Visa-free

This Baltic state allows Malta passport holders entry visa-free. There are no restrictions on the time of stay.

13

Finland

Visa-free

Finland is located in the north of Europe. Malta citizens can travel to Finland and stay there for any period.

14

France

Visa-free

France allows Malta citizens unlimited visa-free entry.

15

Georgia

Visa-free

Georgia allows one-year visa-free entry for Malta citizens.

16

Germany

Visa-free

Germany allows unlimited visa-free entry.

17

Greece

Visa-free

This South European country allows Malta passport holders visa-free entry. There are no restrictions on the time of stay.

18

Hungary

Visa-free

Hungary allows Malta citizens unlimited visa-free entry.

19

Iceland

Visa-free

Malta citizens may travel to Iceland with unhindered freedom of movement with a valid ID card.

20

Ireland

Visa-free

Malta citizens can stay in Ireland for an unlimited period.

21

Italy

Visa-free

Italy allows Malta citizens unlimited visa-free entry.

22

Latvia

Visa-free

Latvia is a Baltic country that allows unlimited visa-free entry for Malta citizens.

23

Liechtenstein

Visa-free

Liechtenstein is a small country with a border with France, Belgium, and Germany. Malta citizens can stay there for an unlimited period.

24

Lithuania

Visa-free

This Baltic country allows unlimited visa-free entry for Malta citizens.

25

Luxembourg

Visa-free

Luxembourg is a small country in northwestern Europe. Malta citizens can stay there for 90 days.

26

Moldova

Visa-free

This East European country allows 90 days of visa-free entry.

27

Monaco

Visa-free

Monaco is a small country located near France. There are no restrictions on staying there for Malta citizens.

28

Montenegro

Visa-free

Montenegro is a Southeast European country allowing Malta passport holders to stay visa-free for 90 days.

29

Netherlands

Visa-free

Maltese citizens can travel to the Netherlands with unhindered freedom of movement with a valid ID card.

30

North Macedonia

Visa-free

It is a country in Southeast Europe where Malta passport holders can stay for 90 days visa-free.

31

Norway

Visa-free

Maltese citizens benefit from unhindered freedom of movement in Norway.

32

Poland

Visa-free

Poland allows Malta citizens unlimited visa-free entry.

33

Portugal

Visa-free

This southern country allows unlimited visa-free entry for Malta passport holders.

34

Romania

Visa-free

Romania is a country in Southeast Europe that allows unlimited visa-free entry.

35

Russia

eTA

Malta passport holders can stay in Russia for 16 days if they register in the Electronic Travel Authorisation System.

36

San Marino

Visa-free

San Marino is a small country surrounded by Italy. Malta citizens can stay there for an unlimited period.

37

Serbia

Visa-free

This Balkan country allows 90 days of visa-free entry.

38

Slovakia

Visa-free

Slovakia is located in Central Europe. Malta citizens can stay there for an unlimited period.

39

Slovenia

Visa-free

This Central European country allows Maltese passport holders unlimited visa-free entry.

40

Spain

Visa-free

Spain allows unlimited visa-free entry.

41

Sweden

Visa-free

Sweden is a North European country that allows an unlimited period of stay for Malta passport holders.

42

Switzerland

Visa-free

Switzerland allows unlimited visa-free entry.

43

Turkey

Visa-free

Turkey allows Malta citizens to stay there for 90 days.

44

Ukraine

Visa-free

This East European country allows 90 days of visa-free entry.

45

United Kingdom

Visa-free

Malta citizens may visit the UK visa-free and stay there for up to six months.

Americas

Country

Entry conditions

Duration of stay

1

Argentina

Visa-free

Argentina allows 90 days of visa-free entry.

2

Belize

Visa-free

Belize is a small country on the northeastern coast of Central America. Malta citizens can stay there for 30 days visa-free.

3

Bolivia

Visa on arrival

Malta citizens can stay in Bolivia for 90 days. They get a visa on arrival.

4

Brazil

Visa-free

Brazil allows 90 days of visa-free entry.

5

Canada

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to Canada. The allowed period of stay is 180 days.

6

Chile

Visa-free

Chile allows 90 days of visa-free entry.

7

Colombia

Visa-free

Malta citizens can stay in Colombia for 90 days visa-free.

8

Costa Rica

Visa-free

Costa Rica is a country in Central America. The duration of the visa-free period for Malta passport holders is 90 days.

9

Ecuador

Visa-free

The duration of the visa-free period for Malta passport holders is 90 days.

10

El Salvador

Visa-free

El Salvador is a small country in Central America. The duration of the visa-free period for Malta passport holders is 90 days.

11

Guatemala

Visa-free

The allowed visa-free period for Malta citizens is 90 days.

12

Honduras

Visa-free

The allowed visa-free period for Malta citizens is 90 days.

13

Mexico

Visa-free

The duration of the visa-free period for Malta passport holders is 180 days.

14

Nicaragua

Visa-free

Malta citizens can stay in Nicaragua for 90 days visa-free.

15

Panama

Visa-free

The allowed visa-free period for Malta citizens is 90 days.

16

Paraguay

Visa-free

Malta citizens can stay in Paraguay for 90 days visa-free.

17

Peru

Visa-free

The allowed visa-free period for Malta citizens is 90 days.

18

United States

eTA

Maltese citizens must register in the Electronic System for Travel Authorisation to travel to the USA. The allowed period of stay is 90 days.

19

Uruguay

Visa-free

Uruguay allows 90 days of visa-free entry.

20

Venezuela

Visa-free

Malta citizens can stay in Venezuela for 90 days visa-free.

Asia

Country

Entry conditions

Duration of stay

1

Azerbaijan

eTA

Malta citizens must register in the Electronic Travel Authorisation System to travel to Azerbaijan. The allowed period of stay is 30 days.

2

Bangladesh

Visa on arrival

Bangladesh is a country in South Asia. The visa-free period for Malta passport holders is 30 days.

3

Bhutan

eTA

Bhutan is a country in south-central Asia. Malta citizens are allowed to stay there for 90 days.

4

Brunei

Visa-free

Brunei is a small Southeast Asia country. Maltese passport holders can stay there for 90 days visa-free.

5

Cambodia

Visa on arrival

Cambodia is a Southeast Asia country. The visa-free period for Malta citizens is 30 days.

6

India

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to India. The allowed period of stay is 180 days.

7

Indonesia

Visa on arrival

Indonesia allows Malta passport holders to stay for 30 days. They obtain a visa on arrival.

8

Japan

Visa-free

Malta citizens can stay in Japan for 90 days visa-free.

9

Kazakhstan

Visa-free

Kazakhstan is a big country located in Central Asia. Malta passport holders can stay there for 30 days visa-free.

10

Kyrgyzstan

Visa-free

Kyrgyzstan is a country in Central Asia. It allows Malta citizens to stay for 60 days visa-free.

11

Laos

Visa on arrival

Laos is a country located in southeast Asia. The visa-free period for Malta citizens is 30 days.

12

Malaysia

Visa-free

The visa-free period for Malta citizens is 90 days.

13

Maldives

Visa on arrival

The Maldives allows 30 days of visa-free entry.

14

Mongolia

Visa-free

This country allows Malta citizens to stay for 30 days visa-free.

15

Myanmar (Burma)

eTA

The allowed period of stay is 28 days. Malta citizens must register in the Electronic Travel Authorisation System to travel to Myanmar.

16

Nepal

Visa on arrival

Malta passport holders can stay in Nepal for 90 days visa-free.

17

Pakistan

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to Pakistan. The allowed period of stay is 30 days.

18

Philippines

Visa-free

The visa-free period for Malta citizens is 30 days.

19

Singapore

Visa-free

Singapore allows 90 days of visa-free entry.

20

South Korea

eTA

Malta citizens must register in the Electronic Travel Authorisation System. They can stay in South Korea for 90 days.

21

Sri Lanka

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to Sri Lanka. The allowed period of stay is 30 days.

22

Tajikistan

Visa on arrival

Tajikistan is a country in Central Asia that allows Malta citizens to stay for 45 days visa-free.

23

Thailand

Visa on arrival

Malta citizens can stay in Thailand for 15 days. They obtain a visa on arrival.

24

Timor-Leste

Visa-free

It is a country located in Southeast Asia. The duration of the visa-free period for Malta citizens is 90 days.

25

Uzbekistan

Visa-free

Uzbekistan is a country in Central Asia that allows Malta citizens to stay for 30 days visa-free.

26

Vietnam

eTA

The allowed period of stay is 90 days. Malta citizens must register in the Electronic Travel Authorisation System to travel to Vietnam.

Africa

Country

Entry conditions

Duration of stay

1

Angola

Visa-free

Angola is a country in southwestern Africa. Malta citizens can stay there for 30 days visa-free.

2

Benin

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to Benin. The allowed period of stay is 30 days.

3

Botswana

Visa-free

Botswana is a country in the south of Africa. Malta citizens can stay there for 90 days visa-free.

4

Burkina Faso

Visa on arrival

This West African country allows Malta citizens to stay for one month visa-free.

5

Burundi

Visa on arrival

Burundi is located in East Africa. To stay there for 30 days, Malta citizens must obtain a visa on arrival.

6

Cameroon

eTA

Malta citizens can stay in Cameroon for 90 days if they register in the Electronic Travel Authorisation System.

7

Cape Verde Islands

Visa-free

Cape Verde Islands are situated in the Atlantic Ocean. Maltese passport holders can stay there for 30 days visa-free.

8

Comoros Islands

Visa on arrival

Comoros Islands is an archipelago located in the Indian Ocean. It allows 45 days of entry for Malta citizens. The visa is issued on arrival.

9

Congo — Kinshasa

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to Congo. The allowed period of stay is 90 days.

10

Côte d’Ivoire

eTA

Malta citizens can stay in Côte d’Ivoire for 90 days if they register in the Electronic Travel Authorisation System.

11

Djibouti

eTA

Djibouti allows Malta citizens to stay in the country for 90 days. They must register in the Electronic Travel Authorisation System.

12

Egypt

Visa on arrival

Egypt allows 30 days of entry. The visa is issued on arrival.

13

Equatorial Guinea

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to Equatorial Guinea. The allowed period of stay is 90 days.

14

Eswatini (Swaziland)

Visa-free

Eswatini is a small country in the south of Africa. It allows Malta citizens to stay for 30 days visa-free.

15

Ethiopia

eTA

Ethiopia allows Malta citizens to stay in the country for 90 days. They must register in the Electronic Travel Authorisation System.

16

Gabon

Visa-free

Gabon is a country in Central Africa. For Malta citizens, a visa-free period is 30 days.

17

Gambia

Visa-free

The Gambia offers a 90-day visa-free period for Malta citizens.

18

Guinea-Bissau

Visa on arrival

Guinea-Bissau is a country in the west of Africa. For Malta citizens, it issues a visa on arrival for 90 days.

19

Kenya

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to Kenya. The allowed period of stay is 90 days.

20

Madagascar

Visa on arrival

To stay in Madagascar for 90 days, Malta citizens must obtain a visa on arrival.

21

Malawi

Visa on arrival

Malawi is a country in the southeast of Africa. It issues a visa on arrival for 30 days.

22

Mauritania

Visa on arrival

Mauritania is a country in the west of Africa. For Malta citizens, it issues a visa on arrival for 30 days.

23

Mauritius

Visa-free

Mauritius offers a 90-day visa-free period for Malta citizens.

24

Morocco

Visa-free

Morocco allows 90 days of visa-free entry.

25

Mozambique

Visa on arrival

Mozambique allows 30 days of visa-free entry.

26

Nigeria

eTA

Nigeria allows Malta citizens to stay in the country for 90 days. They must register in the Electronic Travel Authorisation System.

27

Rwanda

Visa on arrival

Rwanda is an East African country. For Malta citizens, it issues visas on arrival for 30 days.

28

São Tomé and Príncipe

Visa-free

It is an island country located in the Atlantic Ocean. Malta citizens can stay there for 15 days visa-free.

29

Senegal

Visa-free

Senegal offers a 90-day visa-free period for Malta citizens.

30

Seychelles

Visa-free

Seychelles offers a 90-day visa-free period for Malta citizens.

31

Sierra Leone

Visa on arrival

The duration of the visa-free period for Malta passport holders is 30 days.

32

Somalia

Visa on arrival

Somalia is an East African country that offers Maltese citizens a 30 days visa-free period.

33

South Africa

Visa-free

South Africa offers a 90-day visa-free period for Malta citizens.

34

South Sudan

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to South Sudan. The allowed period of stay is 90 days.

35

Tanzania

Visa-free

Malta citizens can stay in Tanzania for 90 days visa-free.

36

Togo

Visa on arrival

Malta citizens can obtain a visa on arrival for 7 days.

37

Tunisia

Visa-free

Malta citizens can stay in Tunisia for 90 days visa-free.

38

Uganda

Visa-free

Malta citizens can stay in Uganda for 90 days visa-free.

39

Zambia

Visa-free

The duration of the visa-free period for Malta passport holders is three months.

40

Zimbabwe

Visa-free

Zimbabwe offers a 90-day visa-free period for Malta citizens.

Caribbean

Country

Entry conditions

Duration of stay

1

Antigua and Barbuda

Visa-free

Antigua and Barbuda offer a 180-day visa-free period for Malta citizens.

2

Bahamas

Visa-free

Malta citizens can stay in the Bahamas for three months visa-free.

3

Barbados

Visa-free

The duration of the visa-free period for Malta passport holders is three months.

4

Dominica

Visa-free

Malta citizens can stay in Dominica for 180 days visa-free.

5

Dominican Republic

Visa-free

The duration of the visa-free period for Malta passport holders is 90 days.

6

Grenada

Visa-free

The duration of the visa-free period for Malta passport holders is three months.

7

Haiti

Visa-free

Haiti offers a 90-day visa-free period for Malta citizens.

8

Jamaica

Visa-free

Malta passport holders can stay in Jamaica for 90 days visa-free.

9

St Kitts and Nevis

Visa-free

St Kitts and Nevis is an island country that offers a 90-day visa-free period.

10

St Lucia

Visa-free

St. Lucia is an island country in the Caribbean. It offers 90 days of visa-free stay for Maltese citizens.

11

St Vincent and the Grenadines

Visa-free

St. Vincent and the Grenadines is an island country in the Caribbean. It offers 90 days of visa-free stay for Maltese citizens.

12

Trinidad and Tobago

Visa-free

Trinidad and Tobago offers a 90-day visa-free period for Malta citizens.

Middle East

Country

Entry conditions

Duration of stay

1

Armenia

Visa-free

Armenia is a country located in the Caucasus region. Maltese citizens can stay there for 180 days visa-free.

2

Bahrain

Visa on arrival

Maltese citizens can stay in Bahrain for 14 days visa-free.

3

Iran

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to Iran. The allowed period of stay is 30 days.

4

Iraq

Visa on arrival

Malta passport holders can obtain a visa on arrival for 30 days.

5

Israel

Visa-free

The duration of the visa-free period for Maltese citizens is three months.

6

Jordan

Visa on arrival

Malta passport holders can stay in Jordan for 90 days visa-free.

7

Kuwait

Visa on arrival

Malta citizens can obtain a visa on arrival for three months.

8

Lebanon

Visa on arrival

Malta citizens can obtain a visa on arrival for three months.

9

Oman

Visa on arrival

To stay in Oman for 30 days, Maltese citizens obtain a visa on arrival.

10

Qatar

Visa on arrival

Malta citizens can obtain a visa on arrival for 60 days.

11

Saudi Arabia

Visa on arrival

Malta citizens can obtain a visa on arrival for 90 days.

12

United Arab Emirates

Visa-free

Malta passport holders can stay for 90 days visa-free.

Oceania

Country

Entry conditions

Duration of stay

1

Australia

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to Australia. The allowed period of stay is 90 days.

2

Fiji

Visa-free

Fiji is an island country located south of the Pacific Ocean. The duration of the visa-free period for Maltese citizens is four months.

3

Kiribati

Visa-free

It is a country in the Central part of the Pacific Ocean. Malta passport holders can stay there for 120 days visa-free.

4

Marshall Islands

Visa-free

The Marshall Islands is an island country located near the equator. It offers a 90-day visa-free stay for Malta citizens.

5

Micronesia

Visa-free

The allowed period of visa-free stay for Malta passport holders is 90 days.

6

New Zealand

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to New Zealand. The allowed period of stay is 90 days.

7

Palau Islands

Visa-free

Malta passport holders can stay for 90 days visa-free.

8

Papua New Guinea

eTA

Maltese citizens must register in the Electronic Travel Authorisation System to travel to Papua New Guinea. The allowed period of stay is 60 days.

9

Samoa

Visa-free

The duration of the visa-free period for Maltese citizens is 90 days.

10

Solomon Islands

Visa-free

The Solomon Islands allow 90 days of visa-free entry.

11

Tonga

Visa-free

Tonga is located in the south of the Pacific Ocean. The allowed period of visa-free stay for Malta passport holders is 90 days.

12

Tuvalu

Visa-free

Tuvalu offers a 90-day visa-free stay for Malta citizens.

13

Vanuatu

Visa-free

Vanuatu is an island country in the south of the Pacific Ocean. Malta passport holders can stay there for 90 days visa-free.

Benefit 9

Application Process with Clear Requirements

The process of obtaining the Malta Golden Visa is transparent and straightforward. Applications must be submitted through a licensed agent authorised by the Residency Malta Agency.

Here’s a concise overview of the key steps an investor must take to obtain permanent residency through the Malta Golden Visa program:

  1. Preparation of required documents and submitting an application.

  2. Completion of due diligence conducted by Maltese authorities.

  3. Completion of investments.

  4. Obtaining final approval of the application.

  5. Getting permanent residency cards.

The entire process typically takes 6 months or more from the initial application to the issuance of residency cards. Permanent residency granted under the Malta Golden Visa is valid for life, with residency cards renewable every five years.

Benefit 10

Refundability of Investment Options in Malta

Investments in purchasing real estate under the Malta Golden Visa program can be refunded, provided that the following conditions are met:

  1. The property must be held for at least 5 years.

  2. After selling, the investor must rent or purchase another residential property.

Malta’s real estate market is steadily growing, driven by demand from locals, expats, and international investors. In the first quarter of 2024, Malta’s residential property market experienced a modest growth of 3.38% year-over-year. This follows a series of annual increases: 6.72% in Q1 2024, 7.54% in Q4 2023, 6.82% in Q3 2023, 8.3% in Q2 2023, and 10.51% in Q1 2023.

Notably, apartment prices saw a significant rise of 8.8% year-over-year in Q2 2024, slightly down from a 9.3% increase in Q2 2023. When adjusted for inflation, this represents a 6.5% growth. Over the past decade, Malta’s property prices have surged by approximately 89.37%, reflecting a robust and resilient real estate market.

Investment requirements under the Malta Golden Visa program

The Malta Golden Visa program offers individuals and families the opportunity to obtain permanent residency by making a qualifying investment. To apply, applicants must meet several key requirements:

  1. Rent real estate for at least €14,000 per annum or buy a property for at least €375,000 for a property situated in Malta or Gozo.

  2. Pay an application administrative fee. Investors pay €15,000 as an initial payment and €35,000 at the final stage, regardless of whether they choose to buy or rent property. Application administrative fee for each dependant is €5,000.

  3. Make a government contribution. Investors must make a one-time, non-refundable contribution of €30,000 to the government if purchasing property, or €60,000 if renting.

  4. Make a donation to a non-governmental organisation. An additional donation of €2,000 is required to a local NGO. This donation contributes to social projects in Malta.

  5. Prove funds. Applicants must demonstrate assets worth at least €500,000, with €150,000 in liquid financial assets, or show a portfolio of €650,000, with at least €75,000 in liquid financial assets.

How to Obtain Permanent Residency in Malta via Investment

The entire process typically takes 6 months or more from the submission of the application to the issuance of residency cards.

1

1 day

Preliminary Due Diligence

Investors applying for the Malta Golden Visa work with a licensed agent, authorised by the Residency Malta Agency, who provides full support throughout the entire process. This includes assisting with document preparation, coordinating the application submission, and organising the receiving of permanent residency cards.

Due Diligence is a required part of the Malta Golden Visa program and determines whether the investor qualifies for residency.

2

1+ month

Documentation collection and submission

The applicant collects the required documents, such as proof of source of funds, a certificate of no criminal record, health insurance policy, and other personal and financial documents.

Once the documents are prepared, the lawyers submit the application to the Residency Malta Agency. At this point, the main applicant is required to pay a non-refundable administration fee of €15,000.

3

3 to 6 months

Due Diligence

The Maltese government’s rigorous vetting process ensures that only reputable individuals receive residency. This involves scrutinising financial, criminal, and personal records. Due Diligence takes at least four months, but typically six to eight months.

4

Up to 8 months

Making the investment

Applicants choose between buying a property in Malta or committing to a rental agreement for 5 years. They also pay the contribution and administration fees at this stage, as well as make a required charity donation.

5

1 day

Fingerprinting

All applicants in the application visit Malta for fingerprinting and possibly other biometric data collection. This step aids in identity verification and security checks.

6

1 week

Final approval

After the investor meets all the conditions, the Residency Malta Agency reviews the additional documents submitted by the lawyers. Following this review, applicants receive final approval, confirming that the applicants will receive their permanent residence cards.

7

2 weeks

Residency card issuance

After verifying the investments and ensuring all criteria are met, the Maltese government processes the issuance of a permanent residency card. This card is valid for five years.

8

Annually for the first 5 years

Annual review of compliance with the program terms

The Residency Malta Agency verifies that the investor complies with the program requirements, including renting or owning a residential property in Malta and holding assets. This verification is conducted annually for the first five years following the grant of permanent residence.

Advantages of Relocating to Malta

Relocating to Malta offers a unique combination of practical benefits and an exceptional quality of life. Whether for individuals or families, Malta’s welcoming environment and favorable living conditions make it an ideal destination for long-term residency.

English as an official language. English is one of Malta’s two official languages, making it easy for expatriates to integrate into society. The EF English Proficiency Index, published by the National Statistics Office, reveals that 96% of Malta’s residents have an understanding of English, making it the most commonly understood language in the nation.

From government services to education and healthcare, English is widely spoken, ensuring easy communication and reducing language barriers for new residents.

Exceptional safety. Malta ranks 30th worldwide in the World Justice Project’s Rule of Law Index, with an impressive 10th place in the "Order and Security" category among 142 countries. Families can feel secure raising children in this peaceful environment, while individuals can explore the islands freely without concern.

Mediterranean climate. Malta boasts over 300 sunny days a year, making it one of Europe’s sunniest countries. Residents enjoy mild winters and warm summers, perfect for outdoor activities and embracing a Mediterranean lifestyle. The pleasant climate enhances overall well-being and adds to Malta’s appeal as a relocation destination.

Instead of Conclusion

  1. The Malta Golden Visa offers permanent residency in an EU country with the potential to apply for citizenship by naturalisation after five years, providing full access to the privileges of EU membership.

  2. The investment pathway allows for residency to be extended to family members, including spouses, children, and even dependent parents and grandparents, ensuring families can relocate and thrive together.

  3. Malta combines safety, an English-speaking population, affordable living costs, and a Mediterranean climate with over 300 sunny days per year, making it a desirable place to live.

complete guideWhich Golden Visa will serve best for your goals?

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  1. Benefits

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  3. Eligibility requirements

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Frequently Asked Questions

  • What Are the Benefits of the Malta Golden Visa?

    The Malta Golden Visa offers permanent residency in an EU country, visa-free travel to the Schengen Area countries, access to Malta’s high-quality healthcare and education systems, and the potential to apply for citizenship after five years. It also includes residency rights for family members and provides an opportunity to return real estate investments in one of Europe’s most stable economies.

  • What Are the Disadvantages of a Malta Golden Visa?

    The primary drawbacks of Malta Golden Visa include the significant financial commitment required for the investment of at least €182,000. Also, applicants must maintain the investment for a specified period, and there are ongoing compliance checks, such as proof of financial assets and property ownership or rental.

  • How Much to Invest in Malta to get PR?

    To obtain permanent residency through the Malta Golden Visa, applicants must invest at least €182,000 for a single applicant or €212,000 for a family of four. This includes contributions to the government, real estate investments, and a donation to a local NGO.

  • How Long Does it Take to Process a Malta Golden Visa Application?

    The entire process typically takes 6 months and more from the submission of the application to the issuance of residency cards. This timeline includes document preparation, due diligence checks, and final approvals.

  • Can Family Members be Included in the Malta Golden Visa Application?

    Yes, family members can be included in the application. This includes the applicant’s spouse or partner, children under 18, unmarried dependent children aged 18 to 29, and dependent parents or grandparents of the applicant or spouse. All adult dependents must demonstrate financial reliance on the main applicant.